What do these words mean to you? For many people, they invoke feelings of stress and great anxiety. Fairchoice Mortgage Co. was borne from a yearning to implement financial strategies that positively impact the lives of home owners. We strive to take away the uncertainty, and make the mortgage experience a smooth one for our clients. The Founder, Mr. Collette Handy has had a distinguished career in Financial Consulting, Insurance and Mortgage Brokering Dating back to 1983.

Mr. Handy is a long standing member of, and has served as a director on the board of the “Independent Mortgage Brokers Association” (IMBA). He is also a member of the “Canadian Association of Accredited Mortgage Professionals”(CAAMP). He is the Vice President of the Peel Multicultural Council and is listed in “Who’s Who of North America” as an outstanding professional.

We believe that home ownership and the management of the mortgage equation are the most important components in determining the quality of education afforded to children, and the quality of life you will achieve in retirement. A properly structured consolidation can result not only in lower monthly payments, but also a mortgage that is more aptly suited to the clients’ lifestyle.

We pride ourselves on weaving the mortgage into the client’s affairs, creating a net positive effect on their financial life.

By making informed decisions, we help create a seamless transition from home buyers, to financially strong retirees.