Financing Your Dreams

Since 1997

We’ve simplified the process. Apply for financing in minutes, without painful paperwork or waiting in queues.

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Commercial Mortgages 

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About Us


What do these words mean to you? For many people, they invoke feelings of stress and great anxiety. Fairchoice Mortgage Co. was borne from a yearning to implement financial strategies that positively impact the lives of home owners. We strive to take away the uncertainty, and make the mortgage experience a smooth one for our clients. The Founder, Mr. Collette Handy has had a distinguished career in Financial Consulting, Insurance and Mortgage Brokering Dating back to 1983.

Mr. Handy is a long standing member of, and has served as a director on the board of the “Independent Mortgage Brokers Association” (IMBA). He is also a member of the “Canadian Association of Accredited Mortgage Professionals”(CAAMP). He is the Vice President of the Peel Multicultural Council and is listed in “Who’s Who of North America” as an outstanding professional.

We believe that home ownership and the management of the mortgage equation are the most important components in determining the quality of education afforded to children, and the quality of life you will achieve in retirement. A properly structured consolidation can result not only in lower monthly payments, but also a mortgage that is more aptly suited to the clients’ lifestyle.

We pride ourselves on weaving the mortgage into the client’s affairs, creating a net positive effect on their financial life.

By making informed decisions, we help create a seamless transition from home buyers, to financially strong retirees.

Our team

Mortgage brokers are licensed professionals who provide mortgage financing to people like you, all across Canada, every day. Because we deal with mortgages everyday, we have developed a vast knowledge of all the mortgage products that are available and we have lenders competing for our business allowing us to offer you, our client, the best rates for your situation. Whether you have perfect credit or not, we find you the best mortgage at the best rate along with providing you with valuable information about mortgages and financing along the way. We excel in the areas of knowledge, access, timeliness, cost reduction, best rate negotiation, client satisfaction and flexibility.


Canada Child
Savings Plan

Every parent desires what is best for their child. Our knowledge takes the worry out of your future. Our Education Specialists are 100% qualified and licensed to serve All our advisers have specialized training in how to properly structure family plans that maximize the power of the using your own source of financing.
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Generations of satisfied clientele

Our Partners


We were first time buyers and were overwhelmed by the process. Mr. Handy handled our case with professionalism and a strong commitment to our comfort. He and his team made sure that we were informed at every stage of the transaction. We felt completely comfortable sharing our personal info with them. They were always available when we needed to contact them. We obviously made the right decision by having Fairchoice guide us into our first home. We thank you guys for making this seem so easy.
Tom and Sherene Shah
Brampton, Ontario

Collette and the Fairchoice team helped us to get our first home. They treated us with care, and respect, and got us a really competitive rate with a no-hassle lender. We would call Fairchoice again if we ever decide to trade up or move to another home.

Thanks guys,

Denise and Marty Koo

Marty Koo
North York, Ontario


(905) 625 2288

245 Fairview Mall Drive, Suite 303, North York, ON M2J 4T1