Financing Your Dreams

Since 1997

Financing Your Dreams

Since 1997

Mortgage Refinances 

Commercial Mortgages 

Private Lending


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About Us

Fairchoice Financial was borne from a yearning to implement financial strategies that positively affect the lives of homeowners. 

We take away the uncertainty and make the mortgage experience a smooth one for you.

We believe that home ownership, along with properly managing the “mortgage equation” will lead to a better quality of life now, as well as in retirement.

With over 35 years of experience, we will find you the best mortgage to suit your unique situation.

We keep in touch, and save you money.
Once we have arranged financing for you, it’s just the beginning of a process. By reviewing, and using proper management and optimization systems, we will save you thousands of dollars on a regular basis.


Our Team Leaders

The founder, Mr. Collette Handy has a distinguished career in Financial Consulting, Insurance and Mortgage Brokering dating back to 1983.Mr. Handy is a long standing member of and served as a director on the board of the Canadian Mortgage Brookers Association formerly (IMBA). He has been the vice president and held several other executive positions with the Peel Multicultural Council. He specializes in finding ways to make you better off financially.

1 +
Years of experience
1 %
Easy Application
Generations of satisfied clientele

Our Partners


We were first time buyers and were overwhelmed by the process. Mr. Handy handled our case with professionalism and a strong commitment to our comfort. He and his team made sure that we were informed at every stage of the transaction. We felt completely comfortable sharing our personal info with them. They were always available when we needed to contact them. We obviously made the right decision by having Fairchoice guide us into our first home. We thank you guys for making this seem so easy.
Tom and Sherene Shah
Brampton, Ontario

Collette and the Fairchoice team helped us to get our first home. They treated us with care, and respect, and got us a really competitive rate with a no-hassle lender. We would call Fairchoice again if we ever decide to trade up or move to another home.

Thanks guys,

Denise and Marty Koo

Marty Koo
North York, Ontario


(905) 625 2288

245 Fairview Mall Drive, Suite 303, North York, ON M2J 4T1