Live Mortgage Monitor

Current FairChoice mortgage rate context for Ontario buyers, renewals, and refinances.

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Mortgage FAQ

Answer the questions that stop people from moving forward

A stronger FAQ page should reduce uncertainty around penalties, timing, lender fit, documentation, and what changes when the file is not straightforward.

Mortgage FAQ

Questions worth answering early

Can you help if my file is not straightforward?

Yes. Complex income, credit, timing, and property situations are exactly where clearer advisory structure matters most.

Should rates live on the FAQ page too?

Rates can be referenced, but the dedicated rate page should hold the deeper context and current source information.

Is a renewal the same as a refinance?

No. A renewal keeps the mortgage in term-review mode, while a refinance changes the structure and usually needs a broader cost-benefit review.